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Brought to you by Mines & Associates
March 2019
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Coping With Workplace Change


Change evokes fear in most people because of the uncertainty it presents. People wonder: Will I be adequate for this new position? Will I be able to get along with my new boss? Will the corporation my company is merging with allow me to keep my job?

“Major changes, such as new management, downsizing or a company buyout, can result in a feeling of panic,” says Susan Starr, a human resource consultant and owner of H20 Marks, a Dallas-based marketing company.


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Mind Over Money: Creating a Spending Plan You Can Stick To

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It may not say so in the job description or on the business card, but we are all managers. We manage our time. We manage our health. We manage our households, our families and our kids (even if it sometimes seems as if they’re managing us!). Then there’s our money. Anyone who has cash coming in and bills to pay needs a plan for managing day-to-day finances.

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The Simple Living Trust

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The simple living trust, sometimes called an "inter vivos" (Latin for "lifetime") trust, is revocable. The person setting up the trust, called the "grantor", transfers ownership of assets to the trust, but maintains complete control over everything, including the right to terminate the trust during the grantor's lifetime.

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